Nowadays, as far as anyone dealing with business transactions is concerned identity theft has become an escalating threat. Criminals have absolutely no moral issues with stepping in and taking you for all you are worth. They regularly use to their advantage any ill-disposed receipts or obtain personal details such as your account numbers.
As you would expect, these relentless criminals spend most of their efforts trying to find ways of stealing the identities of innocent citizens. With an increasing number of individuals using the internet to complete financial transactions, their task has been made so much easier. There is a way to protect yourself from these crimes known as identity theft insurance.
What exactly is insurance for identity theft?
This is a type of insurance offered by companies who are knowledgable in protection against identity theft. More often than not, they will offer you the incentive of a promise to repay the amount lost, if their protection falls short of perfection.
This means that they will compensate you for any money you lose as a result of your credit card or bank accounts being pilfered by having your identity used without consent.
Why is this insurance important?
Identity theft insurance is used as the actual security instrument used by many companies in order to fulfill their claims in an effort to gaurd- your account details from criminals.
Basically, you pay them a premium each month and in return they make certain your accounts remain out of the hands of thieves. If something goes amiss and crooks do manage to find a way through the protective measures put in place, the company will reimburse you the stolen amount.
What must I bear in mind before purchasing insurance?
Reading the small print is essential in the same way as it is with all insurance agreements. You will discover that the legitimate identity theft insurance companies are genuinely concerned about the safekeeping of their customer’s assets. On the other hand, the fly by night type companies are more likely to utilize jargon to hoodwink and confuse the readers about the services they offer.
It would be best to seek the advice of a competent legal person so you will be fully aware of the terms covered by the policy before agreeing to receive services. This will reduce the chances of serious loss and liability. Let’s face it, its bad enough being the victim of this kind of crime, without having the frustration of discovering you are not going to be covered by insurance.
Is there more you can do?
The answer to this question is, yes! The majority of identity theft insurance companies offer some kind of credit monitoring service. They periodically monitor your accounts for unauthorized transactions or other evidence of theft.
Criminal monitoring is another form of protection used by insurance companies which allows them to protect your personal information. These criminals and thieves have to have a channel to sell the stolen identity details to other criminals who specialize in account looting. Identity protection companies keep an eye on these channels. If your information is found in the criminal marketplace, the company will freeze your accounts immediately.
These additional methods of protection work well alongside identity theft insurance and together they assure the customer is not at risk of their identity being stolen.
by Jim Finks
Simple math people. So simple a Clevelander can do it. For example (and this is by no means a complete listing, but common sense should cover certain things): Code 1- Violent crimes in progress, or just occured (SUCH AS weapons calls where the weapon is being used, domestic violence, … No immediate threat (SUCH AS place entered reports [you come home from church & your house WAS-past tense-broken into], ID theft, telephone harassment, property damage, etc) …
Their rivals have just plain sucked. MSN AdCenter is a pain in the ass. Yahoo Search Marketing pay per click is cumbersome at best. MSN has only 5% as much traffic as Google and it’s not as good. Yahoo has only 30% as much traffic …… Google, banks, insurance companies, medical firms all have such potential and from time to time cross the line. Some gentle reminders from our friendly neighborhood government should provide some moderation so it can’t get out of hand. …
as usual a complete and utter farce,just like this so called putting british people to the top of the housing list,codswallop,once again the bnp exposes them for the lying traitors they are ,they think they can buy the peoples vote with ….. This is LIES, plain and simple. Even on the radio all you hear are . Gov.org adverts all the time, promising that they can get you back to work. This is unbelievable that the British fall for this
http://urSESSION.com/ozzmak 07/10/09 11:50pm; en : ice cream cones in the summer never get old. you know, just the plain old kind; not sugar or waffle but the ones you’d get at thrifty. 07/10/09 11:50pm; en : @katej21 you’re welcome! …… U should go jump on his bed or where ever he’s sleeping and make him get up 07/09/09 02:40pm; en : Men always think they can take advantage of a woman even if it s as simple as a hug or being n control of a situation! 07/09/09 02:40pm …
It is just plain irresponsible for the newspaper and the tv stations to report on the “darker side” of Dickson without telling the full story and the actual crime rate. Remember, sales and ratings come from hype and hysteria. …… It’s easy to misunderstand this as a simple two-sided thing: Catfish Pat says Dickson is dangerous, for self serving reasons. the forces of justice, light, and good times point out that it isn’t dangerous by any reasonable standard whatsoever. …Mail this post